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Tuesday, January 1, 2019

Why I just signed up for the Citi Premier Credit Card


I have not had a Citi Bank credit card for years.  For the last 6 months I have been getting premier card offers in the mail.  The latest offer I received was for 60k ThankYou points and I couldn’t pass it up.  I was approved immediately and the card showed up about a week later.  This was my first new card application since October of 2017 so I was due for a new one. 

 Over the last few years we have saved up roughly 300k points for our Hawaii trip coming up in the Summer of 2019.  Now that we have spent most of those points on our flights for Hawaii it was time to get our points balance back up.  

Some benefits of the Citi Premier Card:

Earn 3X on Travel including Gas Stations
Earn 2X on Dining Out and Entertainment
Earn 1X on All Other Purchases


The annual fee is also waived for the first year.  

I really like the 3x points on gas station purchases.  

ThankYou points can be used to book travel at with a 25% bonus. With the bonus the 60k points would be worth $750 towards travel booked through thankyou.com.  Any type of travel can be booked such as flights, hotels, cars, cruises etc. 

ThankYou points can also be transferred to many airlines.  The current transfer partners are:



Transferring 60k points to many of these airlines could get you:

-1 business class seat (Flying Blue) to Europe from many US cities. 

-1 business class seat (American) to Asia from many US cities. 
-If you wanted to save up 76k points you could book a suite class seat on Singapore Airlines from the US to Europe.  

I plan on having Kim get the same card in the next couple of weeks and that will give us another 60k points.  Thankyou points can be combined for free so we will eventually have over 120k points saved up for a future fun trip somewhere.  I would love to take a trip to Europe or the Polynesian islands for our 10 year anniversary in 2020. 

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